Business information providers like
Trans Union and
Equifax collect and organize
information about an individual's credit
and payment habits. The information is
available to those with a legal
permissible purpose to see it in the
form of a credit report.
Credit
reports are one of the primary tools
that creditors use to make fair and
accurate decisions on whether or not to
grant credit. Your credit report is a
snapshot of your financial
trustworthiness.
You
have the right to access your personal
credit information. Upon review, if you
disagree with the content of your credit
report you have the right to dispute the
information.
Credit Reporting Agencies:
