Here is a simple glossary
of mortgage lending and finance related
abbreviations. To find the abbreviation
you are looking for quickly, simply
click on the appropriate letter below.
A
B
C
D
E
F
G
H
I J
K
L
M
N
O
P
Q
R
S
T
U V
W
X
Y
Z
3/4 Bath
- Half + Shower or tub
4/3/2 - 4 bedroom/3
bath/2 car garage
ABR
- Accredited Buyer Representative
AC - acres
AC or A/C
- Air Conditioning
APR - annual percentage
rate
ARM - adjustable rate
mortgage
BA
- bath
BR - bedroom
BTSA - bonus to selling
agent
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C
H/A
- central heat and air
conditioning
CEIL -
ceiling
CCIM -
Certified Commercial
Investment Member
CIPS -
Certified International
Property Specialist
CLHMS -
Certified Luxury Home
Marketing Specialist
CRB -
Certified Real Estate
Broker
CRS -
Certified Residential
Specialist
CCR -
conditions, covenants,
and restrictions
CFD -
contract for deed
CLTV -
combined loan to value
CMA -
comparative market
analysis
COCR -
Cash on Cash Return
COF -
cost of funds
COO -
certificate of occupancy
DBA
- doing business as
DBL -
double
DR -
dining room
DCR -
debt coverage ratio
DOS -
due on sale clause
EA
- exclusive agency
EMC -
earnest money contract
ERS -
exclusive right to sell
FCRA -
Fair Credit Reporting
Act
FDIC -
Federal Deposit
Insurance Corporation
FEMA -
Federal Emergency
Managment Agency
FFE -
furniture, fixture, and
equipment
FHA -
Federal Housing
Administration
FMR -
fair market rent
FMV -
fair market value
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FLRS
- floors
FP -
fire place
FRBO -
for rent by owner
FSBO -
for sale by wwner
Full Bath
- half bath + shower +
tub
GLFP
- gas log fire place
Half Bath
- toilet + sink
HDWD -
hardwood
HOA -
homeowner’s association
HSF -
heated square feet
HVAC -
heating, ventilation and
air conditioning
HWH -
hot water heater
HUD -
Department of Housing
and Urban Development
KIT
- kitchen
LA
- living area
LR -
living room
LIBOR -
London Interbank
Offering Rate
LTV -
loan to value
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MBR
- master bedroom
MAI -
Member Appraisal
Institute
MLS -
multiple lising service
MRA -
Master Residential
Appraiser
NAR
- National Association
of Realtors
O/F
- owner finance
P&S
- purchase and sale
PITI -
principal, interest,
taxes and insurance
PMI -
private mortgage
insurance
POA -
power of attorney
PL -
swimming pool
RM
- room
RRC -
Referral and Relocation
Certified
REI -
real estate investor
REIA -
Real Estate Investors
Association
REIT -
Real Estate Investment
Trust
RELA -
Real Estate Licensing
Act
REO -
real estate owned
ROI -
return on investment
RTO -
rent to own
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SF
- square feet
SFH -
square feet heated
TIL
- Truth In Lending
W/D
- washer/dryer
W/W CPT
- wall to wall carpet
WBFP -
wood burning fireplace
WD FLR
- wood floor
WIC -
walk in closet
YO
- year old
